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When paying off your home loan, every little bit extra you repay now can make a big difference in the long run. By paying off more now, you’ll reduce the total interest you repay and could shorten your loan term. We know increasing your regular repayments isn’t always easy, but if you come into some extra money, such as when you get a pay rise, you could consider using some of it to top up your repayments. For example, if you have a $500,000 home loan at an interest rate of 5.89% p.a. on a 25-ye
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